Student Loan Forgiveness – Why I Opted Out

Student Loan Forgiveness – Why I Opted Out

The Public Service Loan Forgiveness (PSLF) Program is the only program that offers forgiveness on all qualified loans tax-free after 120 qualified monthly payments. You can find additional loan forgiveness plans with their details listed at studentloanhero.com and at studentaid.ed.gov I Made 11 Qualifying Payments Under The PSLF Program – Then I Quit As a …

Read more

MARVEL at Lifestyle Inflation: Dr. Strange

Myself and Mrs. Flexcents go to the theaters once or twice a year. Recently, we watched The Avengers: Infinity War on opening weekend. Days later, we found ourselves watching Doctor Strange. I know, It was released in 2016, so we’re late to the game. If you still don’t want any spoilers, go watch it! Then …

Read more

Lifestyle Inflation: Save Yourself From The Rat Race

Lifestyle Inflation, also known as lifestyle creep, occurs when individuals increase their standard of living as their discretionary income rises. It becomes a problem when people prioritize luxuries instead of paying off debt, building an emergency fund, or saving for retirement. Ultimately, it prevents them from building wealth and makes their lifestyle increasingly expensive to …

Read more

College May Cost Over $100,000 in 20 years!

According to the data from collegeboard.org, four-year public universities raised their tuition & fees by an average of 5.26% per year during the last 10 years (2007 – 2017). This number increases to 6% when you capture the last 20 years and 7% since the 1970s.  What Does This Mean In Dollars?  Vanguard’s College Cost Projector will …

Read more

12 Tips To Pay off Student Loans Quickly

College is becoming increasingly expensive and is leaving students financially crippled upon graduation. Graduates are figuring out how to pay off student loans and are postponing plans to start a family, purchasing a home, starting a business, or saving for retirement. According to debt.org, the average student loan debt in 2018 was $38,390. The sad …

Read more