We all came into this profession with the idea that we will make waves of changes and have a lasting impact throughout our career, but what we didn’t anticipate was how deeply our lives would be impacted by the amount of student loans we signed up for. Coping with debt from student loans can be …
I initially wrote this post in mid-February 2022 and the stock market was not looking so good. Currently, stock market sentiment is still not great. This is why I adjusted my strategy when investing during uncertain Times With this market correction and fears of world war III, I figured that I would share my strategy …
Saving money is challenging for the vast majority of people, but finding ways to save money on a low income is exceptionally harder making it more important they start somewhere. Let’s learn some ways to save money when it seems like we don’t have much to begin with. Ways to Save Money on Food It …
Often, the perception of what you spend and what you actually spend can be two different things. The purpose of this post is to realign these perceptions to reality. In 2020, we somehow spent dramatically less than we did last year. I’ll comment on this further at the end of the article. For now, I’ll …
I’m a little late for this December update, but who’s keeping track besides myself. During my last update, I reduced the frequency of these reports from monthly to biannual to free up more time for my other projects. Well, I’m making another adjustment and decided to only write this update once a year. This is …
One of the things many people strive towards at the beginning of each year is on how they can improve their financial situation. With the wealth gap forever increasing, it’s more important now than ever to make sure you set yourself up for success. Whether or not you did well financially in the past, it …
Warren Buffet has famously said that his holding period for his stocks is “forever,” but that doesn’t mean he never sells. The difference is that we don’t have a team of people behind us and we certainly don’t have decades of investment experience. That being said, in this article, I will go over some reasons …
COVID-19 initially sent our investments plummeting by $100,000. I am glad we held strong, but I spent more time thinking about timing the market than I would like to. To strengthen the resolve of my investment strategy, I created my kick-ass investment policy statement which serves as a great reference whenever I need to make …
Instead of providing monthly updates, I will be providing biannual updates so I can actually tend to my other projects. I started this series to reflect on our goals and share some things I learned while working towards our financial goals. I hope you get some value from this and if you haven’t already, check …
No one is going to give you something for nothing. Even those who earn money passively through real estate, business, and stock market investments needed to put in work at some point. There is no denying how much upfront time, energy, and effort it may take to disconnect the linear relationship most of us share …
