In October 2016, I paid off $115,000 worth of debt that I accumulated in physical therapy school. It was such a huge accomplishment that I immediately downloaded all my payment records and saved them so no one could tell me otherwise. Now that I’m more financially curious, I broke down exactly how much I paid …
Hi everyone, I will be starting a new series that will give me the opportunity to share more of myself with you. This will allow us to learn more from each other and grow together. I have been writing in my journal more frequently to better appreciate all the developments in my life, either good …
I wrote this for my younger sister who is entering the field of speech therapy. However, this applies to anyone working in healthcare. Enjoy! You’re Not Alone Treating your first patient as a healthcare professional could feel a bit intimidating. You might feel like a fish out of water since you no longer have your …
The Public Service Loan Forgiveness (PSLF) Program is the only program that offers forgiveness on all qualified loans tax-free after 120 qualified monthly payments. You can find additional loan forgiveness plans with their details listed at studentloanhero.com and at studentaid.ed.gov I Made 11 Qualifying Payments Under The PSLF Program – Then I Quit As a …
Our careers are very rewarding, but it came at a price. Literally, the years of dedicated study cost us a total of $151,000 in student debt between the two of us. My wife finished her Master’s Degree two years before I finished my Doctorate. By the time I graduated, she had completely paid off her …
Myself and Mrs. Flexcents go to the theaters once or twice a year. Recently, we watched The Avengers: Infinity War on opening weekend. Days later, we found ourselves watching Doctor Strange. I know, It was released in 2016, so we’re late to the game. If you still don’t want any spoilers, go watch it! Then …
Lifestyle Inflation, also known as lifestyle creep, occurs when individuals increase their standard of living as their discretionary income rises. It becomes a problem when people prioritize luxuries instead of paying off debt, building an emergency fund, or saving for retirement. Ultimately, it prevents them from building wealth and makes their lifestyle increasingly expensive to …
According to the data from collegeboard.org, four-year public universities raised their tuition & fees by an average of 5.26% per year during the last 10 years (2007 – 2017). This number increases to 6% when you capture the last 20 years and 7% since the 1970s. What Does This Mean In Dollars? Vanguard’s College Cost Projector will …
College is becoming increasingly expensive and is leaving students financially crippled upon graduation. Graduates are figuring out how to pay off student loans and are postponing plans to start a family, purchasing a home, starting a business, or saving for retirement. According to debt.org, the average student loan debt in 2018 was $38,390. The sad …
